[No QA] add Onyx failure data for handling errors during VBBA setup

[akinwale]

Explanation of Change

Adds Onyx failure data for handling errors that may occur during VBBA setup.

Fixed Issues

$ https://github.com/Expensify/Expensify/issues/609462
PROPOSAL:

Tests

N/A

• Verify that no errors appear in the JS console

Offline tests

N/A

QA Steps

// TODO: These must be filled out, or the issue title must include "[No QA]."

• Verify that no errors appear in the JS console

PR Author Checklist

• I linked the correct issue in the ### Fixed Issues section above
• I wrote clear testing steps that cover the changes made in this PR
  • I added steps for local testing in the Tests section
  • I added steps for the expected offline behavior in the Offline steps section
  • I added steps for Staging and/or Production testing in the QA steps section
  • I added steps to cover failure scenarios (i.e. verify an input displays the correct error message if the entered data is not correct)
  • I turned off my network connection and tested it while offline to ensure it matches the expected behavior (i.e. verify the default avatar icon is displayed if app is offline)
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Screenshots/Videos

Android: Native

Android: mWeb Chrome

iOS: Native

iOS: mWeb Safari

MacOS: Chrome / Safari

[melvin-bot]

@gijoe0295 Please copy/paste the Reviewer Checklist from here into a new comment on this PR and complete it. If you have the K2 extension, you can simply click: [this button]

[chatgpt-codex-connector]

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[chatgpt-codex-connector]

Avoid clearing Onfido state when step is omitted

This condition resets ONFIDO_TOKEN whenever currentStep is anything other than REQUESTOR, but several VBBA writes (notably verifyIdentityForBankAccount()) call getVBBADataForOnyx() without passing a step, so transient API failures during identity verification now clear the token/applicant ID and force users to restart Onfido instead of retrying in place. Restrict this reset to explicit steps that require it (or pass REQUESTOR from requestor-flow callers).

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[codecov]

Codecov Report

✅ Changes either increased or maintained existing code coverage, great job!

Files with missing lines	Coverage Δ
src/libs/actions/BankAccounts.ts	10.81% <83.33%> (+1.39%)	⬆️
... and 9 files with indirect coverage changes